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Specialty Trade Bond

Roofing Contractor Bonds

Get your roofing contractor license bond with fast approval and competitive rates. Required for roofing licensing in most states. Protect homeowners and grow your roofing business.

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📋 Get Your Roofing Contractor Bond Quote

Fast approval • Competitive rates

✓Fast approval•✓A- rated carriers•✓All 50 states
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24-Hour Approval
From $100/Year

Understanding Roofing Contractor Bonds

Roofing contractor bonds are surety bonds required for licensing as a roofing contractor in most states. These bonds protect homeowners and property owners from faulty roofing work, failure to complete projects, or violations of building codes and licensing requirements.

Roofing contractors work on residential and commercial roofing projects including new construction, re-roofing, roof repairs, and specialty roofing systems. State licensing boards require these bonds to ensure consumer protection and contractor accountability.

Roofing contractor bonds typically range from $5,000 to $100,000 depending on the state, with most contractors qualifying for approval within 24 hours.

Government Resources

U.S. Treasury - Surety Bond InformationSBA.gov - Business Licenses & Permits

Why Roofing Contractors Need Bonds

License Compliance

Required for roofing contractor licensing in most states

Consumer Protection

Protects homeowners from faulty roofing work

Permit Access

Needed for obtaining roofing permits and inspections

Business Credibility

Shows professionalism and financial responsibility

Types of Roofing Work Covered

Professional roofing services requiring contractor licensing and bonding

Residential Roofing

Single-family homes, townhomes, small multi-family

Residential roofing contractor license

Commercial Roofing

Office buildings, retail centers, warehouses

Commercial roofing contractor license

Roof Repair

Leak repair, shingle replacement, maintenance

Roofing contractor or handyman license

Re-Roofing

Complete roof replacement and tear-off

Full roofing contractor license required

New Construction Roofing

Roofing on new building construction

New construction roofing certification

Specialty Roofing

Flat roofs, metal roofing, tile, slate

Additional specialty certifications may apply

How to Get Your Bond

Three simple steps to secure your roofing contractor bond

1

Complete Application

Fill out our simple online form with your roofing contractor license information

2

Get Instant Approval

Most roofing contractors receive immediate approval with competitive rates

3

Download & File

Receive your bond instantly and submit to your state licensing authority

Roofing Contractor Bond Requirements by State

StateBond AmountLicense TypeNotesProcessing
California$25,000CSLB C-39 LicenseRoofing contractor specialtyinstant
Texas$10,000TDLR Roofer LicenseState-level roofing licenseinstant
Arizona$7,500ROC Roofing LicenseResidential vs commercialinstant
Nevada$100,000NSCB C-15 LicenseHigh bond requirementinstant
Florida$5,000DBPR Roofing LicenseAdditional local requirementsinstant
Washington$12,000L&I Roofing ContractorSeparate roofing classificationinstant
View All State Requirements

Roofing Contractor Bond FAQs

How much is a roofing contractor bond?
A roofing contractor bond costs $75 to $750 annually depending on the required bond amount and your credit. Most states require $5,000-$25,000 roofing bonds. With good credit (700+), expect to pay 0.5-1.5% of bond amount ($25-$375/year). Poor credit pays 3-5% ($150-$1,250/year). State examples: California requires $25,000 ($125-$1,250/year), Florida $5,000 ($25-$250/year), Arizona $7,500 ($38-$375/year). Roofing contractors with clean records and proper insurance get best rates.
Do roofing contractors need bonds in all states?
Most states require roofing contractor bonds, but requirements vary. 36 states require statewide roofing contractor licensing with bonds. Some states like Colorado and Pennsylvania have local-only requirements. Bond amounts range from $2,000 (West Virginia) to $100,000 (Nevada for commercial). States without statewide requirements may still have city/county bond requirements (Houston, Denver, etc.). Always check your specific state and local licensing board for exact roofing bond requirements.
How much does a roofing contractor bond cost?
Roofing contractor bonds typically cost 1-3% of the required bond amount annually. For example, a $15,000 bond costs $150-$450 per year depending on your credit score and experience. Contractors with good credit (700+) usually qualify for the lowest rates.
What is the difference between a roofing bond and general liability insurance?
A roofing contractor bond protects consumers if you fail to meet licensing requirements or complete work improperly. General liability insurance protects you against claims from property damage or injuries. Both are typically required - the bond for licensing, insurance for business protection.
Can I get a roofing contractor bond with bad credit?
Yes, most roofing contractors can still get bonded with challenged credit. While credit affects your rate, approval is still possible. Applicants with lower credit scores may pay 3-10% of the bond amount instead of 1-3%, but bonding remains accessible.
How long does it take to get approved for a roofing bond?
Most roofing contractor bonds are approved within 24 hours. For standard bond amounts under $25,000 with good credit, approval can be instant. Larger bonds or applicants requiring underwriter review may take 2-3 business days.
Do I need a roofing contractor bond for repair work?
Requirements vary by state and locality. Some states require a bond for all roofing work including repairs, while others only require bonds for complete roof replacements or new construction. Check with your state contractor licensing board for specific requirements.

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Learn More About Contractor Bonds

Get detailed information about contractor license bond requirements, costs, and application processes across all states and trade specializations.

Read Full Requirements Guide

Ready to Bid on Larger Projects?

Your license bond gets you legal. Contract bonds get you federal work.

1. Bid Bond

Required to submit proposals on bonded projects

2. Performance Bond

Guarantees you'll complete the project

3. Payment Bond

Guarantees you'll pay your subs and suppliers

Get Both Performance & Payment Bonds Together

Most federal projects require all three bonds. Get pre-qualified for P&P bonds now. Rates from 0.5%.

Written by BuySuretyBonds.com
Licensed surety bond agency operating nationwide with direct integrations to Treasury-certified surety carriers. Our platform enables instant approval for license and notary bonds, with 24-48 hour underwriting for commercial bonds. All content is researched from official state and federal sources (.gov) and reviewed by licensed insurance professionals.
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Start Your Roofing Business Today

Get bonded in 24 hours • A- rated carriers • All 50 states

📋 Get Your Roofing Contractor Bond Quote

Fast approval • Competitive rates

✓Fast approval•✓A- rated carriers•✓All 50 states