Last Updated:November 28, 2025|Reflects current NC bond requirements: $175K-$1M

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Continuing Education Specialists

North Carolina Contractor License Bond$175K-$1M Bonds + Continuing Education

Name: North Carolina North Carolina Contractor License Bond
Brand: BuySuretyBonds.com
Availability: InStock

North Carolina requires substantial contractor bonds ($175K to $1M based on license class) plus mandatory 8-hour annual continuing education. Navigate NCLBGC's tiered bonding structure and CE compliance requirements for Tar Heel State contractors.

NC Education Requirements

Annual CE Hours

8 Hours Required

Compliance Tracking

Electronic System

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38,000+

Active Contractors

3 Classes

License Types

8 Hours

Annual CE Required

A-Rated

Treasury Carriers

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Bond Requirements by License Class

North Carolina uses a tiered bonding structure based on license classification

$1,000,000

Unlimited License

All types of construction without monetary limits

Requirements:

Four years experience, pass exam, $1M bond

Project Types:

Commercial, residential, industrial, infrastructure - no limits

$500,000

Intermediate License

Projects with no single contract exceeding certain limits

Requirements:

Experience requirements, pass exam, $500K bond

Project Types:

Mid-size commercial and residential projects

$175,000

Limited License

Smaller projects up to specified contract limits

Requirements:

Two years experience, pass exam, $175K bond

Project Types:

Smaller commercial and residential projects

How to Get Your NC Contractor License

Choose Your License Classification

Select Limited ($175K bond), Intermediate ($500K bond), or Unlimited ($1M bond) based on your experience and project goals.

Meet Experience Requirements

Demonstrate 2-4 years of construction experience (varies by classification) and gather required documentation.

Pass NCLBGC Examinations

Complete business law exam and specialty exam. Study materials available through the licensing board.

Obtain Your Surety Bond

Purchase your required bond amount ($175K-$1M) from a Treasury-approved carrier. Instant approval available.

Submit Complete Application

File application with NCLBGC including bond, financial statements, references, and fees. Processing: 60-90 days.

Maintain Annual CE Compliance

Complete 8 hours continuing education annually (2 hrs mandatory + 6 hrs elective) to maintain active license status.

Frequently Asked Questions

How do I get a North Carolina contractor license and bond?

To get a North Carolina contractor license and bond, first choose your classification (Unlimited, Intermediate, or Limited). Meet experience requirements (2-4 years), pass the NCLBGC business law and specialty exams, and obtain a bond of $175,000 (Limited), $500,000 (Intermediate), or $1,000,000 (Unlimited). Submit your application to the North Carolina Licensing Board for General Contractors with financial statements, references, and fees ($300-$600). Processing takes 60-90 days. Complete 8 hours continuing education annually. You can purchase your North Carolina contractor license bond instantly through our online system while completing licensing requirements.

How much is a North Carolina contractor license bond?

A North Carolina contractor license bond ($175,000-$1,000,000 requirement based on classification) costs $1,750-$20,000 annually depending on your credit score. With excellent credit (750+), expect $1,750-$5,000 (1%). Good credit (680-749) costs $3,500-$10,000 (1.5-2%). Fair credit (620-679) ranges $7,000-$20,000 (2-4%).

What are North Carolina continuing education requirements for contractors?

North Carolina requires 8 hours of continuing education annually for all licensed contractors. Courses must cover building codes, safety, business law, and industry updates. The Board maintains electronic tracking, and non-compliance results in license suspension.

How does the Research Triangle affect construction opportunities?

The Research Triangle (Raleigh-Durham-Chapel Hill) drives construction of tech facilities, research centers, and university expansion. This creates opportunities for contractors specializing in high-tech construction, sustainable building, and institutional projects requiring LEED certification.

What are North Carolina General Statutes Chapter 87 requirements?

Chapter 87 governs contractor licensing, mandating $7,500 bonds and establishing the Licensing Board for General Contractors. It sets experience requirements, examination standards, and continuing education mandates. View at ncleg.gov/EnactedLegislation/Statutes/HTML/ByChapter/Chapter_87.html.

Does North Carolina participate in NASCLA reciprocity?

North Carolina participates in NASCLA (www.nascla.org), providing reciprocal licensing benefits in other member states. However, NC's continuing education requirements are unique and must be maintained regardless of reciprocity status in other states.

North Carolina contractor bonds are backed by Bureau of Fiscal Service approved carriers. Learn more at NASCLA.org.

Other State Contractor License Bonds

View All State Requirements

Official Resources

NCLBGC Website

Official licensing board portal

NC Statutes Ch. 87

Governing contractor laws

NASCLA

Reciprocity information

Ready to Bid on Larger Projects?

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North Carolina Markets & Construction Hubs

Research Triangle & Piedmont

Raleigh, Durham, Cary: Research Triangle Park tech campus construction, biotech facilities, university expansions (Duke, UNC, NC State). Fastest-growing metro in Southeast.

Charlotte, Concord: Major banking headquarters (Bank of America, Wells Fargo), NASCAR facilities, rapid suburban expansion. Second-largest banking center in US drives commercial construction.

Greensboro, Winston-Salem, High Point: Triad region - furniture manufacturing, medical facilities, university construction. High Point furniture market drives specialty construction.

Coastal & Regional Markets

Wilmington & Coast: Beach resort construction, hurricane-resistant building codes, Outer Banks vacation properties. Film industry facilities.

Fayetteville: Fort Liberty (formerly Fort Bragg) - largest military installation. Defense contracting, military housing, infrastructure modernization.

Asheville & Mountains: Tourism infrastructure, luxury mountain homes, craft brewery facilities, Blue Ridge Parkway region development.

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