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Registration + Local Bonds

Montana Contractor License BondRegistration Required

Montana requires contractor registration but no state bond for general contractors. Water well contractors need a $4,000-$10,000 bond. Local municipalities may require additional bonds.

$70 registration | No state bond for general contractors | Local bonds vary

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$70
Registration Fee
$4K-$10K
Water Well Bond
$2,500
Contract Threshold
Same Day
Approval

Montana Contractor Requirements

State registration vs specialty bonds

General Contractors
Registration only - no state bond
$70 registration fee (2-year term)
Required for contracts over $2,500
No exam required
Workers comp if employees
Water Well Contractors
State bond required
Individual: $4,000 bond
Corporate/Firm: $10,000 bond
1-year term (expires June 30)
Board of Water Well Contractors
Montana Registration Requirements
Department of Labor and Industry
Construction Contractor Registration with Dept of Labor & Industry ($70/2 years)
Registration required for contracts over $2,500 (labor + materials)
Water well contractors: $4,000 bond (individual) or $10,000 (corporate)
No state bond required for general contractors
Workers compensation insurance required if you have employees
Corporations and manager-managed LLCs must register
Independent contractor registration: $125

Montana Municipal Bond Requirements

Local bonds vary by city

City of Missoula
Excavation, Sidewalk/Paving, Gas Fitting
$3,000-$20,000
City of Billings
General Contractors
$10,000
City of Whitefish
Sidewalk/Excavation Contractors
$5,000

Montana Bond & Registration Costs

Annual premium estimates

Contractor Registration
Construction Contractor$70/2 years
Independent Contractor$125
$4,000 Water Well Bond
Individual contractors
Excellent Credit$60-$80
Good Credit$80-$120
Fair Credit$120-$200
$10,000 Water Well Bond
Corporate/firm/partnership
Excellent Credit$150-$200
Good Credit$200-$300
Fair Credit$300-$500

How to Get Registered in Montana

Step-by-step process

1

Determine Requirements

General contractors need registration only; water well needs bond

2

Complete Registration

File Construction Contractor Registration ($70) with Dept of Labor & Industry

3

Purchase Bond (if needed)

Water well contractors: $4,000 individual or $10,000 corporate bond

4

Check Local Requirements

Verify municipal bond needs in Missoula, Billings, Whitefish, etc.

5

Obtain Insurance

Workers compensation required if you have employees

6

Maintain Compliance

Renew registration every 2 years; water well bond annually (June 30)

Frequently Asked Questions

Montana contractor bond questions

Does Montana require a contractor license bond?
Montana does NOT require a state-level bond for general contractors - only registration. However, water well contractors must post a bond: $4,000 for individuals or $10,000 for corporations/firms/partnerships. The bond expires June 30 annually. Some municipalities like Missoula, Billings, and Whitefish require local contractor bonds ranging from $3,000-$20,000.
How much does Montana contractor registration cost?
Montana contractor registration costs $70 for a 2-year Construction Contractor Registration. Independent contractor registration is $125. Water well contractor bond costs depend on the bond amount: $4,000 individual bonds cost approximately $60-$120 annually, while $10,000 corporate bonds cost $150-$300 annually with good credit.
Who must register as a contractor in Montana?
Montana requires registration for: (1) Contractors with contract value over $2,500 (labor + materials), (2) Corporations or manager-managed LLCs engaged in construction, (3) Contractors with employees. Exemptions include work under $2,500 and owner-occupied residential work. No exam is required for general contractors.
What are Montana water well contractor bond requirements?
Water well contractors in Montana must be licensed by the Montana Board of Water Well Contractors. Per Montana Code Annotated Section 37-43-306: Individual contractors need a $4,000 bond, while corporations/firms/partnerships need a $10,000 bond. The bond term is 1 year, expiring June 30 annually.
What Montana cities require contractor bonds?
Several Montana cities require contractor bonds: Missoula requires $20,000 for excavation, $10,000 for sidewalk/paving, and $3,000 for gas fitting. Billings requires $10,000 for contractors. Whitefish requires $5,000 for sidewalk/excavation work. Always verify with the local building department before starting work.
What are penalties for unregistered contracting in Montana?
Montana penalties for unregistered contracting include $500 per instance. For unlicensed specialty work (like water well drilling without a license), penalties range from $250-$1,000 plus possible imprisonment of 90 days to 1 year. Protect yourself and your business by maintaining current registration and any required bonds.

Official Resources

Montana Dept of Labor & Industry

Phone: (406) 444-7734

Address: PO Box 8011, Helena, MT 59604-8011

Visit DLI
Legal Authority

Water Well: Montana Code Annotated Section 37-43-306

Registration: Construction Contractor Registration Unit

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