Florida Contractor License BondDivision I: $20,000 • Division II: $10,000

To get licensed and bonded in Florida: (1) Complete DBPR application and pay $189 fee, (2) Pass business and finance exam ($50), (3) Pass trade exam ($50), (4) Purchase your contractor license bond - $20,000 for Division I or $10,000 for Division II (starting at $200/year), (5) Submit bond with license application to DBPR, (6) Pay $119 license fee upon approval. Total timeline is 30-45 days. You can purchase your Florida contractor bond instantly through our online system while preparing for exams.

A Florida contractor license bond costs $200-$1,200 annually depending on bond amount and credit score. Division I ($20,000 bond): $300-$1,200/year. Division II ($10,000 bond): $200-$600/year. With excellent credit (750+), expect $200-$400. Good credit (680-749) costs $400-$800. Fair credit pays $800-$1,200. You can reduce the required bond amount by 50% (to $10K or $5K) by completing a 14-hour financial responsibility course ($150), which typically pays for itself in year one.

Division I contractors pay $20,000 bonds for unlimited project sizes, while Division II contractors pay $10,000 bonds but are limited to residential projects under $200,000. Both can be reduced 50% by completing a 14-hour financial responsibility course.

Yes! Florida offers a 50% bond reduction (to $10,000 for Division I, $5,000 for Division II) by completing a state-approved 14-hour financial responsibility course. This education investment typically pays for itself in the first year.

Hurricane seasons create emergency licensing provisions and increased demand. DBPR may expedite out-of-state contractor licensing for disaster response, and emergency repair work often requires additional permit bonding beyond the license bond.

While your license bond covers basic requirements, hurricane recovery work may require additional performance bonds, especially for insurance claim work or large restoration projects. We can help with all bonding needs.

Miami-Dade has additional hurricane protection requirements and may require supplemental permitting. However, your Florida state license and bond are valid county-wide. Some luxury projects may require higher bond amounts.